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Holiday let mortgages

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If you're looking to invest in a UK holiday let, Mortgage Advice Bureau could help you explore your options with award-winning mortgage advice, designed to help you find the solution that's right for you. 

Invest in a UK holiday let

A UK holiday let could be an option if you're looking to invest in a property to let out. With staycations becoming more and more popular, and flexibility in the price you're able to obtain during each season, a UK holiday let could be an alternative to a traditional buy to let property. 

There are many lenders who'll offer mortgages on UK holiday let properties, with many accepting first-time landlords. 

Mortgage Advice Bureau could help you to explore your options. Whether you're looking to purchase a UK holiday let, or remortgage an existing property, they can provide award-winning mortgage advice to find the right solution for you. 

Explore your options

Mortgage Advice Bureau can talk you through your options, providing expert advice to help you find the right mortgage for your circumstances.

Call 0808 501 2740 to speak to an adviser. Alternatively, fill in the contact form below and an adviser will be in touch.

There may be a cost to mortgage advice. The amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. Your adviser will talk you through any costs involved with the advice that will be provided.

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Already have a holiday let mortgage?

Mortgage Advice Bureau's Mortgage Monitoring tool gives you ongoing updates about the value of your property, mortgage products currently available and the mortgage market in general. If you're not ready to enquire just yet, you can stay in the loop and decide when the best time to get in touch is. 

A UK holiday let could be an option if you're looking to invest in a property to let out to holiday makers or tourists. They’re loans designed for properties rented out on a short-term basis (for example, holidays).

A mortgage advisor can explain how a holiday let mortgage works to help find the best solution for you.

The criteria for a holiday let mortgage will depend on the mortgage provider.

There will be restrictions on how long a holiday let property can be rented out for, as a buy to let mortgage is required for long-term rentals. Some lenders, such as the Marsden, will allow personal use on a holiday let property up to a certain number of days per year.

Your mortgage advisor will discuss the criteria of a holiday let mortgage with you to help find the best option for your circumstances.

Mortgages can sound confusing so we've pulled together a guide to mortgage jargon to help you navigate the most common terms and phrases used. Visit our 'Mortgage jargon' page to find out more.

Mortgage Advice Bureau have access to thousands of products from over 90 different lenders. This means they're able to support a wide range of borrowers with different needs and requirements. You can view some of the different types of mortgages they can help with on our 'New mortgage customer' page, or call Mortgage Advice Bureau on 0808 501 2740 to talk to an adviser.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage Advice Bureau

Marsden Building Society is an introducer to Mortgage Advice Bureau for mortgage advice and protection. 

Mortgage Advice Bureau is a trading name of Farrell Heyworth Mortgages & Protection Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Farrell Heyworth Mortgages & Protection Limited. Registered Office: The Pavilion, Church Street, Covell Cross Lancaster LA1 1EX Registered in England Number: 6264361

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